Terms of Service

1. The Services

Moolot is a record-keeping tool that lets you manually track accounts, balances and transactions across currencies. In the current version, the information you enter is stored on your device. You are responsible for complying with the laws that apply to you when using the Services.

2. Not financial advice

Moolot is a record-keeping tool. It is not a bank, broker or financial advisor and does not provide financial, investment, tax, legal or accounting advice. You are responsible for your own financial decisions and for keeping your own records.

3. Exchange rates

Exchange rates and other market information shown in the App are indicative only, may be delayed, incomplete or inaccurate, and must not be relied on for transactions. Verify any rate with your bank or payment provider before you act on it. Totals and conversions in the App are estimates calculated from the data you enter and the rates available to us.

4. Your data on your device

Your accounts, balances and transactions are stored on your device. We cannot access or recover this data. You are responsible for backing up your device and for any loss of data stored on it, including if you delete the App, reset or lose your device, or the App malfunctions. This section applies even if another part of these Terms or a separate notice suggests otherwise.

5. License to use the App

Subject to these Terms and the End User License Agreement, we grant you a limited, revocable, non-exclusive, non-transferable license to install and use the App on Apple devices that you own or control, for your personal use. You may not:

• copy, modify, adapt or create derivative works of the App;
• decompile, reverse engineer or attempt to extract the source code of the App, except as law permits;
• remove or obscure any proprietary notices;
• use the App for any commercial or revenue-generating purpose, or to build a competing product or service;
• use bots, scrapers or other automated means to access the Services or our servers, or send automated queries;
• interfere with or place an unreasonable burden on the Services, or attempt to circumvent their security;
• use the Services unlawfully or in violation of these Terms.

6. Intellectual property

We own or license all rights in the Services, including the software, design, text, graphics, names and logos. Except for the license above, no rights are granted to you. You keep ownership of the data you enter into the App. If you send us feedback or suggestions, you agree that we may use them for any purpose without compensation or obligation to you.

7. Privacy

Our Privacy Policy explains how we handle information and forms part of these Terms. The Services are hosted in the United States.

8. Changes, interruptions and termination

We may change, suspend or discontinue the Services, in whole or in part, at any time. We do not guarantee that the Services, including exchange rates, will be available or error-free, and we are not obliged to provide updates or support beyond what is stated in the EULA or required by law. We may suspend or end your access if you breach these Terms. You may stop using the Services at any time by deleting the App.

9. Disclaimer of warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE". TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES, THE CALCULATIONS OR CONVERSIONS IN THEM, OR ANY EXCHANGE RATES WILL BE ACCURATE, COMPLETE, TIMELY OR UNINTERRUPTED, OR THAT DATA WILL NOT BE LOST OR CORRUPTED. YOU USE THE SERVICES AT YOUR OWN RISK.

10. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST SAVINGS OR LOSS OF DATA, ARISING FROM OR RELATED TO THE SERVICES, EVEN IF ADVISED OF THEIR POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIM RELATED TO THE SERVICES WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US FOR THE SERVICES IN THE SIX MONTHS BEFORE THE CLAIM AROSE AND ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow certain exclusions or limitations, so some of the above may not apply to you, and you may have additional rights. Nothing in these Terms limits liability that cannot be limited by law.

11. Indemnification

To the extent permitted by law, you agree to defend, indemnify and hold harmless Tenet Inc. and its officers, employees and agents from third-party claims, losses and expenses (including reasonable attorneys' fees) arising from your breach of these Terms or your violation of law or the rights of others.

12. Governing law and disputes

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules. Before starting any formal proceeding, each party agrees to try to resolve the dispute informally for at least 30 days after written notice from the other party.

If a dispute is not resolved informally, it will be finally resolved by binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, in Florida or remotely (by documents, phone or online). You and we each waive the right to a jury trial and to bring or take part in class, collective or representative actions; claims may be brought only on an individual basis. Either party may bring claims in small-claims court if they qualify, may seek injunctive relief or relief for infringement of intellectual property rights in court, and may go to court to compel arbitration or enforce an award.

Any claim must be commenced within one year after it arose, to the extent the law allows. If this section is found unenforceable in whole or in part, the affected disputes will be decided by the state or federal courts located in Florida, and you consent to their jurisdiction. This section does not take away rights that you have under mandatory consumer-protection law where you live.

13. Apple

If you obtained the App from the Apple App Store, the End User License Agreement applies in addition to these Terms, and Apple and its subsidiaries are third-party beneficiaries of the license terms with the right to enforce them against you. Apple is not responsible for the App or for providing maintenance or support for it.

14. California residents

If a complaint is not satisfactorily resolved, California residents may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs, 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or (800) 952-5210.

15. General

These Terms, the Privacy Policy and the EULA are the entire agreement between you and us about the Services. If a provision is unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. We may assign these Terms; you may not without our consent. We are not liable for delays or failures caused by events beyond our reasonable control. You consent to receive notices electronically, including by posting them in the Services or on our website.

16. Contact us

Tenet Inc.

Tenet Inc. • 251 Little Falls Dr, Wilmington, DE 19808, United States • support@tenettheory.com