Privacy Policy

1. Summary

• Your transactions, balances and accounts are stored only on your device. We never receive them.
• There are no accounts. We do not ask for your name, email address or any other personal details to use the App.
• The App makes one kind of network request: fetching exchange rates from our server. Like any internet request, it exposes your IP address and basic technical information to that server.
• We do not use advertising, analytics or tracking software, and we do not sell or share your information.

2. Information that stays on your device

The data you enter into the App, such as accounts, cash and credit card balances, transactions, amounts and currencies, is stored locally on your device. We do not collect, receive, access or back up this data, and we cannot recover it for you. It remains on your device until you delete it or delete the App.

If you back up your device (for example with iCloud), that backup is governed by your agreement with Apple and not by us.

3. Information we receive

When the App fetches exchange rates, or when you visit moolot.com, your device sends a request to our server. As with all internet traffic, our server and its hosting provider can see and log:

• your IP address
• the date and time of the request and the address that was requested
• technical details sent with the request, such as your app version, operating system and device type (the "user agent")
• the result of the request, including any error

We do not receive your name, email address, phone number, precise or approximate location from your device, contacts, photos, or any financial information, and the exchange-rate request does not contain your transactions or balances.

4. How we use information

We use the server log information only to operate, secure, troubleshoot and prevent abuse of the exchange-rate service and the website. We do not use it for advertising, profiling or automated decision-making, and we do not attempt to identify individual users from it.

5. Legal bases (EEA, UK and Switzerland)

Where the GDPR or UK GDPR applies, we process server log information on the basis of our legitimate interests in operating and securing the Services, and where necessary to comply with legal obligations.

6. Who we share information with

We do not sell your personal information or share it for advertising. We disclose information only:

• to our hosting provider, Render, which runs our server and processes server logs on our behalf;
• where required by law, legal process or to protect rights, safety and security; and
• in connection with a merger, sale of assets, financing or acquisition of all or part of our business.

To produce exchange rates, our server obtains data from third-party market-data providers. Those requests are made by our server, not by your device, and do not include your information.

7. How long we keep information

Server logs are kept by our hosting provider for a limited period under its standard log-retention settings, after which they are deleted. We do not keep user profiles. Data stored on your device is retained until you delete it.

8. Security

Requests between the App and our server are sent over an encrypted (HTTPS) connection. Data on your device is protected by your device's own security features, so please keep your device secure and up to date. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. Children

The Services are intended for people aged 18 and over. We do not knowingly collect information from children under 18. If you believe a child has provided us information, contact us and we will delete it.

10. Your rights

Depending on where you live (including the EEA, UK, Switzerland, Canada, Australia, New Zealand, South Africa and U.S. states such as California, Colorado, Connecticut, Texas, Utah and Virginia), you may have the right to access, correct, delete or obtain a copy of personal information we hold about you, to restrict or object to its processing, to withdraw consent, and not to be discriminated against for exercising these rights.

Because we do not operate accounts and do not link server logs to an identity, we generally cannot identify which logged requests relate to you, and we may ask for information to verify a request. Data stored in the App is on your device and under your control: you can edit or delete it in the App, or by deleting the App.

We do not sell personal information, share it for cross-context behavioral advertising, or use it for profiling that produces legal or similarly significant effects. To make a request, or to appeal a decision about a request, email us at the address below. If you are in the EEA, UK or Switzerland you may also complain to your local data protection authority (in the UK, the Information Commissioner's Office). U.S. residents may contact their state attorney general.

11. International transfers

Our servers are in the United States. If you use the Services from elsewhere, your IP address and request information will be transferred to and processed in the United States.

12. Do Not Track

We do not track you across other websites or apps, so we do not respond to Do Not Track signals.

13. Changes to this policy

We may update this Privacy Policy from time to time. We will change the "Last updated" date above and, for material changes, may provide additional notice in the App or on the website.

14. Contact us

Questions or requests about privacy:

Tenet Inc. • 251 Little Falls Dr, Wilmington, DE 19808, United States • support@tenettheory.com